MACFARLAN PRIVATE LENDING

As a Texas-based real estate investment firm with a 40-year track record across all asset classes and market cycles we understand the realities of investing – timing matters, and banks and traditional lenders are slower and more rigid than ever.

With regulatory pressure tightening, many traditional banks and lenders can’t move as quickly (or at all) on certain deals. We know the pain firsthand—having recently been re-traded by long-term banking relationships right at critical deadlines.

Our team has been in every real estate asset class and cycle over the firm’s 40-year history, often structuring creative solutions—buying debt, bringing rescue capital to reposition assets, or JV equity for ground-up development. This new platform is simply a way to put that experience and capital to work for others in the same spot.

Through a strategic partnership we can fund loans with the speed, flexibility, and discretion the market demands.

What we offer:

• Loan Size: $500K to $15MM

• Structures: Bridge, mezzanine, preferred equity, or bespoke debt

• Speed: Can close in days—sometimes within a week

• Focus: Transitional assets, special situations, overlooked opportunities

• Markets: Texas & All Asset Classes (no residential fix-and-flip)

• LTV: 50%–70%

• Rates: 10%–13% | Fees: 2%–4%

If you know a borrower, sponsor, or developer who’s stuck without bank debt—or a lender who can’t get a deal done inside their institution—we’d be glad to step in and provide certainty of execution.

WHO WE SERVE

  • Entrepreneurs needing transitional capital

  • Sponsors seeking bridge-to-perm solutions

  • Operators executing on time-sensitive acquisitions

  • Developers requiring short-term financing outside of traditional banks

LOAN PRODUCTS

Office - Industrial - Retail - Multifamily

Storage (Self, RV, Boat, etc) - Raw Land (Commercial + Residential)

Farm + Ranch - Outdoor Hospitality + RV Parks